This article comes from Realtor.com.
Knowing whom to notify when you move is essential to a smooth transition. We know we know, calling up your electric company is probably the last thing on your mind while you’re throwing your life’s belongings in boxes and moving from point A to B. But trust us, if you let those notifications slide, there are consequences!
So, in an effort to help you move with minimum traumas down the road, here’s a checklist of whom to notify when you move—and how to get it done in a jiffy. Make sure to peruse this list at least a week before you move to make sure you don’t miss anyone big!
You knew this one, but you might not know that you don’t have to schlep to an actual post office anymore. Visit the U.S. Postal Service site to start your official change of address.
The postal service charges a $1 fee to verify your identity when changing your address online, so you’ll need a credit or debit card.
Odds are your boss and immediate co-workers know that you’re moving because you’ve been complaining about it nonstop—but what about your human resources department? Even if your paychecks get deposited directly into your bank account, you still want tax forms, retirement account statements, and other important documents sent to your new address, as these papers may contain personal information that could be used to steal your identity.
Forget to file a change of address for your utilities, and guess what happens: You end up paying the electric bill for your former home’s new resident! If you prefer to pay only your own bill, you’ll need to update your address with phone, cable, and internet providers, as well as your electric and gas companies.
Depending on where you live, you may also have to notify the water department, sewer utility company, and/or garbage collector.
When transferring your electric service, make sure service at your new house starts either the morning of your move or the evening before—otherwise, you might be spending your first night or two in the dark!
Usually, you can update your mailing address for your bank, credit card issuers, investment accounts, loan providers, and other financial institutions online. Even if you use an online-only bank or credit union, this is a crucial step. Again, you don’t want sensitive information sent to your old mailing address.
After moving, you may have to file a change of address with the Department of Motor Vehicles, update your car registration, or even get a new driver’s license—and some states have tight deadlines for these changes.
If you’re new to California, for example, you must register your vehicle within 20 days of moving into your new home. Generally, if you’re making an in-state move, you can submit a change-of-address request online, but requirements vary, so check with your local DMV office.
Pro tip: DMV.org/relocation provides customized guides for moving from one state to another.
Health insurance, dental insurance, car insurance, life insurance, and homeowners insurance providers need your current address on your policy. If you don’t update these accounts, you could potentially have trouble filing a claim.
Tax returns and other forms may contain sensitive information (e.g., your Social Security number), so let Uncle Sam know you’re moving. You can file a change of address with the IRS by mail and phone, or in person.
Note: It can take four to six weeks for a change of address request to fully process, so if it’s tax season and you’re waiting for your refund, keep that in mind.
Cellphone companies require customers to update their billing addresses. This is mandatory since your primary residence determines the tax rates on your wireless bill.
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